Written by Jillo Gubal, Alice Kaimenyi, and Kabi Muhu
Frankline Muriuki is 53 years old and the secretary of Mwithanga Self Help Group (SHG). He is married to Kagwiria and together they take care of their three children. The family currently lives in Gitombani, a small village in Maara District, Chogoria.
In 2008, Frankline joined Mwithanga SHG in an attempt to lift his family out of poverty. The group engaged in table banking and merry-go-rounds, a monthly savings and disbursement program, which proved to be very beneficial to them all. In 2009, HopeCore funded his group with a normal loan and he received an individual loan amount of Kshs 30,000 (USD 300). After receiving the loan, Frankline decided to leave dairy farming and invested his money in pig rearing, which had always been a passion of his. He also knew that pork was in high demand in his area.
After six months of pig rearing, he sold his 9 pigs to Farmer’s Choice and nearby butcheries. His transition to pig rearing proved to be a very lucrative business decision, as his monthly income increased by 400% from Kshs 6000 (USD 60) to Kshs 30,000 (USD 300). After a few months of saving his new profit, he was financial able to purchase more pigs and expand his business. Additionally, he was able to pay his children’s secondary school and university tuition fees on time.
In 2013, HopeCore funded his group with a second normal loan and he received an additional individual loan amount of Kshs 30,000 (USD 300). With the profit from his pig rearing business and the second loan amount, he decided to diversify his income by building a greenhouse to grow and sell agricultural produce. He currently supplies tomatoes to local supermarkets and market centers. His greenhouse project has also proven to be lucrative and successful as his new monthly income has increased by 67% from Kshs 30,000 (USD 300) to Kshs 50,000 (USD 500).
Frankline attributes his success to the help that he received from HopeCore. During the one-week business training program that HopeCore’s Micro-Enterprise Department hosts, he gained valuable knowledge and skills including, how to write a proper business plan, effective methods of record-keeping, animal rearing techniques and best agricultural practices. He also received many health tips including proper family planning, the importance of good hygiene, malaria prevention, and how to prevent HIV/AIDs. Frankline thanks HopeCore for believing in him and investing in his dream. His loan repayment stood at 100%.